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Explore strategies and personal experiences to achieve financial independence and thrive in early retirement.
I Retired at 55: My Lazy Retirement Investing Plan
11/23/25
Future-Proof Your Lazy Retirement: My 9 Habits of Thriving Retirees
12/6/25
6 Levels of Retirement Wealth – Which Level Are You?
12/13/25
Monthly Dividend ETFs: The Paycheck Illusion (3 Tests to Avoid Mistakes)
12/20/25
2026 401(k) & IRA Limits Are Up—But Maxing Out Can Backfire
1/2/26
ACA Premium Shock?
Pay Less All Year
1/22/26
Choppy Markets? Use This Retirement Defense Plan
1/29/26
ACA Subsidy Payback:
The Tax-Time Trap
2/5/26
The Cash Runway Plan: Build It, Store It, Refill It
2/14/26
Your First 5 Years of Retirement Decide Everything
3/1/26
Retire Now If You Can Answer Yes to These 6 Questions
3/7/26
How Much Do I Need to Retire Early? 5 Numbers That Tell You
3/14/26
I Retired at 55: 7 Early Retirement Mistakes I Missed
3/23/26
Your Net Worth is the
Wrong Number
3/30/26
Retiring Soon? Don't Make This Mistake!
4/6/26
Your Roth Conversion Window Closes Faster Than You Think
4/13/26
The Hidden Social Security Math That Changes Early Retirement
4/20/26
I Retired at 55: 10 Things
You Need to Know
4/30/26
My Gen X Retirement Doesn’t Look Like a Boomer’s
5/7/26
I Retired at 55: My 7 Layers to Avoid Running Out of Money
5/14/26
Mike Upland
Helping you achieve your early retirement goals and thriving in retirement.
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The content on this website is for informational and educational purposes only, based on my personal experiences and research. Before making significant financial decisions, consult with a certified financial planner, tax professional, or other qualified expert.